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Raising Awareness to protect our #WildLife, Please take the pledge: I would like to join #TeamRhinodotorg in the fight against rhino poaching to ensure a future for people and vulnerable wildlife on our planet: I will never buy or promote any products made of rhino horn, as I know that demand drives poaching. I will be a committed advocate to support rangers and others on the frontlines of rhino conservation. I will share my passion about rhino conservation and recruit my friends and family to become involved. I will urge my government to continue championing efforts to stop rhino poaching at home and abroad. I will stand with IRF to help save rhinos from extinction. teamrhino.org

Thursday, January 8, 2026

Let's Talk Family Finances




 Happy New Year!! I hope that you are open to information that helps us pursue a healthy and prosperous life. Healthy in our physical and mental well-being along with our financial understandings. Over the past few years I have been struggling with my health. How can we work to provide for ourselves and family when our body is in an unhealthy state. Overwhelmed with life, I didn't pay much attention to the damaging eating habits I had developed. Allergies were getting worse. My energy was low. Bloating once a month really halted my life production until I purchased a Colon Hydrotherapy. Instantly my energy levels went up, the allergies were less frequent and the bloat went away. I did the Colon Hydrotherapy in October but didn't change my eating and drinking habits. The bloat came back and I didn't have the $59 to get the Colon Hydrotherapy. So I purchased some GasX to hold me over until I get the $59. Now I can work and focus on getting my family financials in order!!


 Setting goals is key. 

What do we want to achieve for ourselves?


Changing the eating habits right now is my biggest challenge. I recently purchased "Fighting Inflammation - Harvard Medical School"  thinking I was getting information about my gut inflammation. Turns out that internal inflammation from bumps and bruises are unseen and have consequences on our health. Eating the rainbow is now on my radar with tasty smoothies. 


I want to learn a to z about building financial security for myself that will create a legacy for my family. Knowing about our taxes is vital to understanding financial security. Thankfully in Philadelphia, New Jersey and New York we have The Campaign for Working Families, a nonprofit, offering volunteer free tax preparation. As volunteers we learn tax law and help tax payers understand their tax liabilities when filing their tax returns. This exposure to various tax scenarios builds understanding of how to manage our money. There are Vita sites in most every city always looking for volunteers to help during tax season. 

Applying what we learn will create the habits of financial wellness. Savings and investment goals is what I would like to work on. We have to change our mindset about our finances. That is easier said than done often because of our current situations. We save only for something to come up and take all that savings away. That's some frustrating #@$%^$%. We can't give in to the hard times. There are tools like Cash App that allow us to build financial security with as little as $1. Setting time to learn with


The Budgetnista

 and Investopedia each week puts us on the right path.

What do we want to achieve for our family? 

If teamwork makes the dream work, then we need to be building team family financial. Having talks with the family about finances is important and helps create the foundation for family support. I recently had a conversation about saving habits with some of my Uber riders. One rider shared that their family created a birthday club. Each family member chips in to help celebrate the families birthdays. Another rider shared that all their siblings chipped in to purchase a vacation for their parents. My favorite of the shares was the rider who uses envelopes to teach their family members how to set goals and save. I also introduce the family money management   Greenlight App Greenlight is child friendly and offers financial learning activities that can support families with better money habits and protection from unseen threats. If you click on the link and download the app you will get $30. Greenlight costs about $15/month to manage all your family's financials. 


When we know better, We do better!! I'm looking forward to sharing more. Please share any suggestions or resources in the comments. Let's talk family finances with our families and extended families!!

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